At present, more and more large state-owned banks and national commercial banks have begun to accelerate their investment in the video surveillance market. Some national banks have even monitored the subcontracting of major equipment such as storage for tendering and unified procurement because of the large scale of monitoring projects. The strengthening of the unified procurement advantages of equipment and the unified deployment and unified management of the security and service level of the financial industry network monitoring is becoming the main driving force for the financial industry to increase investment in the video surveillance market. What are the applications of domestic financial monitoring products and the development direction of China's financial monitoring?

I. Application of Financial Video Surveillance Products and Technology The main objectives of financial video surveillance are the internal environment of business offices, the external environment of business outlets, sales offices, treasury, and ATM monitoring. The products used mainly include cameras (network cameras). Equipment such as hard disk recorders and hard disk recorders are mainly applied to high-definition video technologies and intelligent analysis technologies.

1, the main application of the camera (network camera)

The camera is the first part of the five major components of the monitoring system. It relates to the success or failure of the entire monitoring system and becomes a key part of the system.

The application of the camera determines its function and appearance. The use of gun or dome cameras can be used for relatively fixed occasions such as work stations and entrances and exits. Low-illuminance cameras or infrared cameras can also be used in places such as underground vaults that require monitoring in dark environments; Occasions such as business halls, external environments, etc., can be used integrated spherical camera; for ATM machines and other installation space is limited, you need to use a compact pinhole camera and dome camera.

The signal transmission of the camera can be divided into analog signal and digital signal. The analog signal generally needs to be stored and browsed after being digitized by the DVR. With the popularity of high-definition technology, high-definition webcams will be used in some key areas to improve the sharpness of the picture and to see the details of the picture.

Embedded Hard Disk Video Recorder (DVR/HDVR)

The role of the DVR is to digitize and store the video captured by the front-end camera. With the continuous development of computer technology, in the past, IPC-based hard disk video recorders based on PC architecture have gradually been replaced by embedded hard disk recorders with embedded architecture and embedded operating systems. The latter is stable, operating efficiency, and anti-attack capability. All are far better than the former.

The hard disk recorder serves as the most basic management unit at the front end and is responsible for accessing camera images and storing them. With the digitization and high-definition progress of video surveillance in the financial industry, some digital video cameras need to be connected to hard disk recorders. Therefore, Hybrid Video Recorder (HDVR) came into being. It can simultaneously access analog video and digital video and store it in a unified manner, avoiding the increase in system complexity caused by separate management.

Intelligent analysis functions can also be integrated in DVR/HDVR to meet the requirements of intelligent video surveillance.

ATM dedicated DVR

ATM-dedicated DVRs are used on relatively independent ATM devices. It is necessary to simultaneously record the surrounding environment, operators, and operating status of ATM devices. In general, cameras such as a face camera, a cash dispenser camera, a banknote camera, and a customer's room/operator are connected to facilitate comprehensive monitoring. At the same time, it should also be possible to superimpose the relevant information of the bank account being operated on the screen in the form of characters so as to facilitate the understanding of the situation at the time of the review.

With the trend of intelligent video surveillance, ATM-dedicated DVRs are equipped with anti-sticking, anti-installation card readers, keyboard stickers, and false keyboard abnormalities, abnormal behaviors of banknote dispensing, personnel proximity, and operation timeouts. Features.

2. Application of main technologies HD video technology High-definition video technology has been widely used in video surveillance in recent years. It mainly refers to the digital video technology with an image resolution of 1280×720 (720P) and above. The resolution of high-definition video is now mainly 1280×720 (720P), 1280×960 (960P), 1920×1080 (1080P) and other specifications.

High-definition video technology has been booming in security monitoring areas such as safe cities, intelligent transportation, and special surveillance. More and more surveillance systems have begun to use high-definition video technology, mainly because they have the following advantages:

1. High-resolution, wider surveillance horizon: With the same degree of visual clarity, a high-definition camera is equivalent to four traditional analog surveillance cameras that are more efficient, more economical, and more practical.

2, with more detailed details of the performance: the image is enlarged, the details are still clearly visible, clear edges are not blurred.

3, the use of more suitable for monitoring CCD image sensor: HD network camera using a progressive scan CCD sensor, effectively avoid interlaced camera image motion blur and tear and other issues, the screen is more delicate and moving.

4, has excellent night vision performance: In the low light background, can not only effectively suppress the local light, but also can see the details of the light at the low light conditions can maintain high-definition image quality.

At present, the use of high-definition cameras for video surveillance has gradually begun in the financial industry, and its market prospects are still very optimistic.

Intelligent analysis technology The development direction of future financial industry video surveillance is intelligence. Its core is to use intelligent analysis technology to automatically analyze the content of video images and automatically perform alarms, which prevents the security staff from watching the video images for a long time. The problem of reduced attention has avoided the problem that the limited personnel cannot monitor each video, effectively speeding up the alarm response, and improving the efficiency of alarm linkage.

Intelligent analysis is mainly applied in the interior of business halls, business halls, and ATM self-service equipment. Through the analysis of video images to determine whether the preset alarm conditions are met, DSP and algorithms can be analyzed through built-in images on front-end cameras or hard disk recorders. The way the software is implemented. The main features are as follows:

1. Automatic tracking function: The main equipment is the automatic tracking high-speed ball, such as the built-in automatic tracking algorithm of Tiandi Weiye Company's products, which can realize this function without any external equipment. It is mainly used for automatic tracking of moving objects in unmanned areas, such as people, cars, animals, etc., and can achieve regional tracking and alarm functions.

2. Alarm entering/leaving the warning area: Within the scope of the scene monitored by the camera, set the warning area according to the monitoring needs and purpose. The system can automatically detect the movement target and its behavior invading into the warning zone. Once it is found to meet the preset warning conditions, it will automatically generate alarm information and use the “alarm box” to mark the target that enters the warning zone. This function is mainly used for perimeter prevention around self-service banking, and can also be used for key prevention in key banking areas such as treasury.

3, items left / lost behavior alarm: intelligent video server or hard disk recorder can identify the operator will take things on the ATM or self-banking in certain places. The working mechanism is: detecting such abnormal behavior, real-time alarm information, automatic voice prompts ATM users, or the alarm information is transmitted to the monitoring center, prompting the monitoring center intercom, thus effectively solve the items due to forgotten Unnecessary economic loss to the customer, or timely warning of suspected suspicious objects left behind by terrorists.

4. 徘徊Alarm: Within the scope of the scene monitored by the camera, an alert area is set according to the monitoring needs. The system can automatically detect the movement target and its behavior invading into the alert area. Once the target is found in the alert area, the time exceeds the set value. At the time, alarm information is automatically generated. This feature is mainly used for perimeter prevention around self-service banking.

5. Paste false paper or advertisement alarms: The intelligent video analysis unit can automatically recognize the behavior of abnormally adhering to false advertisements or paper strips on ATM machines. If such abnormal behavior is detected, an alarm signal (sound or light) will be sent out locally; at the same time, the alarm information is transmitted to the monitoring center management platform/client terminal through the network. The management platform/client terminal can obtain alarm information in real time, thereby preventing the withdrawal person from being Illegitimately affixed false notifications such as "transfers to designated accounts" or false advertisements that cause confusion and induce unwanted economic losses.

6, bayonet installed card reader abnormal behavior alarm: intelligent video analysis unit can automatically detect human behavior at the ATM insert card installation device. The working mechanism is: detecting abnormal behaviors of this kind, local audible and visual alarm signals, at the same time, the alarm information is transmitted to the monitoring center management platform/client terminal through the network, and the management platform/client terminal can obtain alarm information in real time, thereby preventing the withdrawal person from When the card was withdrawn, the card number was illegally obtained or a fake spit card was issued.

7. Face mode: Using the video of the front face of the ATM machine, the intelligent video analysis device can automatically analyze whether or not a face appears on the screen. When an abnormality such as wearing a mask, wearing sunglasses, or covering the eye with a hat is found on the video screen When face behavior, the intelligent video analysis device can upload a prompt signal to the monitoring center to remind the monitoring personnel to pay attention to the ATM operator to avoid abnormal situations.

In addition, the intelligent analysis technology can also realize the detection of unusual behaviors such as keyboard sticking and installation of false keyboards, abnormal behaviors of banknote dispensing, personnel approach, and operation timeout.

II. Market Scale and Competition Situation Video surveillance is the fastest growing and largest space sub-sector in the security industry. It is reported that by the end of the twelfth five-year period, the overall goal of doubling the industrial scale will reach an average annual growth rate of about 20%. In 2015, the total output value will reach 500 billion yuan, and the added value will be 160 billion yuan. In this calculation, the growth rate of China's video surveillance sub-sector will be higher than 20%. The financial monitoring market accounts for about 11% of China's video surveillance market.

According to an industry source, “According to our understanding, there are more than 350,000 financial business outlets in China and only 40,000 outlets for postal savings. According to estimates, by 2014, China’s ATM machines will exceed 400,000. At the same time, more convenient ATM machines and self-service banks will become the focus of the next bank development. At present, China's bank security equipment applications have basically formed a "five-yearly update" law, plus every year on the security system must With fewer upgrades, the financial industry has formed a security market demand of tens to hundreds of billions per year.

At present, mainstream domestic video surveillance equipment manufacturers have already possessed industry products and industry solutions for the financial industry and are constantly improving and upgrading. Future industry competition will focus on how to better meet users' requirements.

III. Challenges Facing the Financial Video Surveillance Market 1. Monitoring points need to be managed in a unified manner The development of financial institutions' security systems has gone through three distinct stages: the first stage is based on the single application stage of analog cameras, and the second stage is digitization. Transformation, the third stage is the networking transformation. Although various financial institutions have initially completed the network transformation, the scope of networking is mostly at the county and city level, and no real nationwide networking has been achieved. Moreover, the equipment and platforms used by each networked system are different from those produced by different manufacturers, and the standards used are not the same. It is impossible to interconnect and interoperate with each other, and it is urgently needed to be able to change the status quo of individual administration through the platforms and standards that can be integrated.

2. The intelligent analysis algorithm needs to be further improved The intelligent analysis technology can effectively improve the efficiency of video surveillance. However, due to the limitations of video algorithms and the complexity of on-site conditions, the device's judgment of images often shows deviations, resulting in false positives and false negatives. happened. Therefore, the adaptability and accuracy of intelligent analysis algorithms must be improved, and linkage and manual judgment must be assisted in order to accurately reflect the real situation on the scene.

3. It is necessary to establish a fast-linked surveillance and video surveillance system as the main technical means of security in the financial industry, which can reflect the actual situation of the monitored site in a very intuitive manner. However, video surveillance alone cannot complete all security work. A linkage alarm system is required to alert on-duty personnel to handle the corresponding alarm conditions.

The video surveillance system needs to directly interact with the local alarm system. There are two main meanings: First, the abnormal situation found through video surveillance can be linked to other alarm devices to make an alarm. For example, the linkage alarm siren emits audible and visual signals and linkage command. The center pops up corresponding information prompts and live pictures to promptly notify the on-duty personnel; on the other hand, the alarm information uploaded by other means or other video equipment can be linked to a specific point of the video monitoring equipment to perform related actions, such as starting video recording, calling the mobile Camera presets, etc., will automatically and quickly show the situation of the alarm-related sites to the staff on duty. The alarm linkage can also have the function of emergency plan. It can form a plan in advance for the treatment of emergencies. When the situation occurs, it can be quickly disposed of according to the plan.

The video surveillance system should also be used as a social monitoring resource in conjunction with the police alarm system. Because the financial industry establishment is a key monitoring area in the society, high-level protection and rapid response are needed. When an emergency occurs, it can be notified in a timely manner 110, the police station in the jurisdiction, etc., and dispatch the police to assist the situation as quickly as possible.

4, network resources can not meet the monitoring needs In the video technology continues to develop today, high-definition technology has been used in a relatively large-scale application in the field of monitoring, the financial industry is also moving toward the direction of high-definition video. But the problem that comes with it is that HD video requires a wider network bandwidth and video storage space. The bandwidth of many business outlets and ATM sites cannot meet such bandwidth requirements.

The video surveillance network can establish a private network separately to guarantee the bandwidth, but the corresponding investment cost will increase significantly. It is also possible to share the bandwidth with the financial service network and access it through the virtual private network. However, the two networks with different levels of reliability required to access the same physical device also cause management trouble.

IV. Market Development Opportunities 1. Broad Market Space Currently, China's financial industry is in a period of rapid expansion, and the number of financial institutions has increased dramatically. The requirements for security and protection have been constantly rising, and they are basically updated every five years. These conditions provide a vast market for the application of security video equipment in the financial industry.

At present, there are more than 350,000 financial business outlets in China, and according to relevant departments, by 2014, China will have more than 400,000 ATMs. From the perspective of the number of ATMs per million people, the gap in China's ATM demand is still large. In 2009, China had only 141 ATMs per million population, and the city had 550 ATMs per million population, far below the average of 1,150 units in the top 20 countries in the world. At present, it still maintains an average annual growth rate of more than 20%. Therefore, we can see that the development space for video surveillance in the financial sector is still very broad.

2. New technologies continue to emerge The new technologies that are currently in the field of video surveillance continue to emerge, and are gradually being applied to practical uses, such as SDI monitoring technology, 3G wireless monitoring, and so on. The application and continuous improvement of these new technologies will bring revolutionary changes to the video surveillance in the financial industry, setting off a new round of industrial technology upgrades.

VI. Conclusion In today's vigorous development of the financial industry, video surveillance is still responsible for the main task of its security protection, high-definition and intelligent has become the future development trend. There are still many challenges in its development, and there are many opportunities for us to grasp.